Which of the following is something that will not affect your homeowners insurance? (2024)

Which of the following is something that will not affect your homeowners insurance?

Which of the following is something that will not affect your homeowners insurance premium? Answer: A (The distance of the home from a school.)

Which of the following is something that will not affect your homeowners insurance premium brainly?

Final answer:

The distance of the home from a school will not affect your homeowners insurance.

Which one of the following is not covered by homeowners insurance?

Damage or destruction due to vandalism, fire and certain natural disasters are all usually covered. So is your liability if someone is injured on your property. Certain catastrophes, like flooding or earthquakes, are generally not covered by basic homeowners policies and require specialized insurance.

What does not affect your property insurance premiums?

Your age. Your age does not typically affect your property insurance premium. The other factors listed can have an impact on your premium. Location of the property can affect the risk of natural disasters or crime, which can influence the cost of insurance.

What are 5 factors that affect your home insurance premium?

Which of the following factors may affect your homeowner's insurance premium?

Homeowners insurance factors like your location, credit-based insurance score and claim history may all impact your rate.

What does homeowners insurance not cover quizlet?

Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail. But, it's important to know that not all natural disasters are covered by homeowners insurance. For example, damage caused by earthquakes and floods are not typically covered by homeowners insurance.

Which one is not protected by most homeowners insurance?

What are the three types of risks that homeowners insurance covers?

Homeowners insurance policies generally cover destruction and damage to a residence's interior and exterior, the loss or theft of possessions, and personal liability for harm to others. Three basic levels of coverage exist: actual cash value, replacement cost, and extended replacement cost/value.

What is excluded on a homeowners policy?

Common exclusions in even the most comprehensive homeowners policies include: earth movement, such as earthquakes; sinkholes or landslides that damage your home; water damage, such as floods or sewer back-ups that leak through a pipe or seep through the foundation causing damage to your home; damage resulting from ...

What are examples of commonly covered and not covered homeowners insurance situations ?]?

Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail. But, it's important to know that not all natural disasters are covered by homeowners insurance. For example, damage caused by earthquakes and floods are not typically covered by homeowners insurance.

What is not covered under a dwelling policy?

Note: Dwelling coverage on standard policies typically won't protect against damage caused by floods, earthquakes, sewer backups, or lack of maintenance. Learn how flood insurance works and what to do if your home is damaged in an earthquake.

What are four major exclusions found in homeowners insurance policies pertaining to real property?

Earthquake, flood, mold, earth movement, and “wear and tear” are some of the perils that are usually excluded.

In what circ*mstance would a property insurance be rejected?

Property insurance is designed to protect against unexpected and accidental damages. If damages occur intentionally or due to deliberate actions, the claim is likely to be rejected. Insurance coverage is not meant to provide protection for damages caused intentionally.

What are some items typically excluded from property insurance?

What are 3 factors that insurance companies look at to determine how much your insurance is going to cost?

These factors may include things such as your age, anti-theft features in your car and your driving record. While it may be tempting to reduce or eliminate coverages to help lower your car insurance premium, it's important to know that there are other factors that may also affect the price you pay.

What are at least 5 factors which affect insurance rates and coverage for drivers?

What factors affect how much you pay for home insurance?

What are 4 factors that can change your insurance premium?

What factor affects the amount of the insurance premium?

Insurance companies will look at health factors, such as: Your medical history. This includes past and current health problems, including past and current treatments and prescription medications.

What does the insurance premium depend on?

Insurance premiums depend on a variety of factors, including the type of coverage being purchased by the policyholder, the age of the policyholder, where the policyholder lives, the claim history of the policyholder, and moral hazard and adverse selection.

Which of the following do most homeowner's policies exclude coverage for?

Lightning, fire, and theft are all examples of perils are found under the exclusions section of every standard homeowners insurance policy. This means if your house or another structure on your property is damaged due to any of the following, your home insurance company won't cover the cost of repairs.

Which would normally not be included in a standard homeowners insurance policy quizlet?

b. The damage from normal wear and tear is one of the excluded perils from a typical homeowners' insurance policy.

What are examples of commonly covered and not covered homeowners insurance situations Ramsey quizlet?

What are examples of commonly covered and not covered homeowner's insurance situations? Fire, storms, hail, injuries, and theft would be covered in homeowner's insurance. Sewer backups, floods, earthquakes, flooding, mold, and pest control would not be covered in homeowner's insurance.

Which of the following losses would not be covered by a homeowners policy?

Homeowners insurance also protects you against liability for accidents that injure other people or damage their property. The policy covers medical expenses for persons accidentally injured on your property. Most policies do not protect you against losses from floods, earthquakes, mudslides, mudflows or landslides.